20 Hope Road, Kingston 10
Tel: (876) 929-1153 | Digicel line: 618-0530
Mobile (after hours & weekends): (876) 418-8233
Fax: (876) 926-7598

Money Saving Tips For Today's House Hunter

If you’ve been dreaming about owning your own home and saying a final goodbye to your landlord, use these tips to get a jump-start on saving money in the long and short run.

  • Buying a home is most likely the largest purchase you’ll make during your lifetime. Knowing your ZEROS is being financially prepared. It will save you money, time and possible embarrassment.
  • Get your finances together before you start looking for a house! There are costs to buying a house -- find out how much cash you will for the down payment and closing costs. Factor in a budget for moving expenses and minor fix-up/repairs, like painting. 
  • If you need a mortgage, shop around for a lender who will give you the best interest rate and lowest monthly payment.
  • Always, always, always use your NHT benefits FIRST for the lowest cost mortgage available.
  • Get a pre-qualification letter from your mortgage lender. This letter states how much money you can borrow based on your current income.
  • Use a reputable and experienced conveyancing (real estate) attorney, who will save you time and money in the long run.

When you are ready, call us! Island Homes will help you find your new home! 

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